Pat Smith Department Adjutant

Pat Smith Department Adjutant

By: Pat Smith, Department Adjutant, As published in the November 2015 issue of the Internet Observer

The Legion families in this Department of Colorado are very fortunate to be part of something that has been around almost half a century – the Legionnaire Insurance Trust (LIT). The Department joined with the other forty-nine (49) Departments that make-up the LIT. The LIT became this Department’s sponsored insurance program and remains so today. Make no mistake, the broad range of insurance products and services found under the LIT umbrella are your products and services. These products and services are not available to just anyone – other veterans included – but only to members of this Department’s Legion family.

By combining this Department’s insurance programs with the other LIT participating Departments, we can be assured our products and services are continually reviewed and updated (plus new programs added) so that you have access to the best selection possible. The oversight of the programs of the LIT is done by a Board of Trust Directors – one Legionnaire Director from each participating Department. Like most Legion “jobs”, it is an unpaid appointment so the Director is serving on your behalf and not his; which is one more way to make sure you are getting the best possible coverage when you buy through your Department.

Again, this Department sponsors a broad range of insurance products and services – ranging from the “no-cost” AD&D to HOSPITAL HELP to CANCER CARE to Emergency Assistance + (EA+) to Medicare Supplement and more – so one or more will likely fill a need or void in your family’s insurance portfolio.

As a Legionnaire, you’re eligible for up to $5,000.00 in NO COST To You benefits. But your Confirmation is REQUIRED for full activation.

$5,000.00 ACCIDENT PROTECTION MEMBER-ONLY BENEFIT: Your loved ones will receive a check for $5,000.00 if you suffer a fatal covered accident while you are traveling to or from any event conducted for Legion Business, or $1,000.00 for all other covered accidents. There are no strings attached and you pay nothing for this benefit.

Your Department of The American Legion endorses this benefit to stand by your family with up to $5,000.00 cash benefits paid straight to your loved ones, or whomever you choose, if you suffer a fatal covered accident at home, on the job, in your car, on vacation, while traveling, wherever you are.

But, lets’ talk a bit about buying insurance – the best way to buy is to shop, compare, and then purchase the coverage from a source you trust. We invite you to compare this Department’s endorsed products with any on the market and then you can buy with the confidence of over forty-nine (49) years of continuous service to Legion families behind the LIT. (By the way, buying through the LIT also helps the Department in its ability to serve our veterans and the communities.

To learn more about your Department’s insurance products and services please call the LIT’s administrator at (800) 235-6943 or check-out the programs at Either way, there will be no hard-sell or obligation to buy when you do.